NewVault and Financial Lifestyle are here

Know where you are. Prepare for where you are going.

Mr. Fino scores your financial health, remembers everything you own, owe and protect, and helps you change how you live with money. Three tools, one app, built for Indian families.

62
of 100
Good

Company cover stops when the job does. Your own floater is level 2.

Tap what is true for you

Illustrative. Your real score reads nine of your own numbers.

Three tools, one app

Understand it, remember it, change it.

Free
Financial health score
Where you stand, out of 100

Seven questions in plain Indian terms give you one honest number, a six-level ladder and the next three moves that raise it.

Score in two minutes, no documents
Six-level clearance ladder
Ten-section report on savings, EMIs, cushion and cover
Action plan sized to your income
Get my free score
Paid plans · in the app
Vault
Everything you own, owe and protect

Your financial memory, in the Mr. Fino app. Savings, FDs, SIPs, gold, property, loans and policies in one place, with every date remembered for you.

Net worth with I own, I owe and I protect
Timeline of maturities, premiums and EMIs
Reminders before every date — a week ahead for policies
Papers in one place, and who to call on every holding
Get the app
Paid add-on
Financial Lifestyle
How you live with money, and what to change

A deeper yearly check-up on habits, goals and beliefs. Diagnosis first, then a prescription you can follow step by step.

Twenty-five questions on habits, goals and beliefs
Findings with evidence and confidence
Five-step plan with owner, date and measure
Reviewed by a qualified person before you read it
Unlock Lifestyle
Also inside

Everything that makes the three work.

Action plan
Swipe through your next moves, each with the reason in one line.
Full report
Ten short sections on savings, EMIs, cushion and cover.
Timeline
Every maturity, premium and EMI in date order.
Keep the papers
Store the policy PDF or FD receipt against the holding it belongs to.
Any currency
An NRE account or an overseas fund, kept in its own currency.
Worth reviewing
FDs maturing, cushion gaps and cover that may need a look.
Coach chat
Book a session to clear a ladder level with a real person.
Games
Short money games and two-minute reads that stick.
How it works

Two minutes to start. Better every month after.

1
Get your score

Seven questions, two minutes. See your number and your ladder level.

2
Fill your Vault

In the app, add what you own, owe and protect — your plan sets how much.

3
Get reminded

Every date lands on your timeline, with a nudge before it — a week ahead for policies and deposits.

4
Change the habits

Take the Lifestyle check-up once a year and follow the five-step plan.

The clearance ladder

Six levels, in the order that protects your family.

Your score comes with a ladder. Each level opens only when the one below it is clear, so you always know what to do next.

Level 1
Term insurance in place

Everything else is optional until this is done. If your income stops, nothing in the plan survives without it.

Your papers

Everything important, in one place you can find.

The papers you always end up hunting for, kept together and ready when you need them: six rows to check off, the documents stored against them, and on every holding the nominee you named and the agent to call. Easy for your family to find too, if they ever need to.

PAN to patta
key documents in one place
6 rows
Papers checks off, one by one
Who to call
agent and policy number on every holding
0
bank passwords, PINs or OTPs asked
Pricing

Your score is free. Always.

Free
₹0forever

Score, dashboard and basic insights

Live result dashboard
Score trend and percentile
Start free
Star
₹99₹49a month51% off

Know your score and what needs fixing.

Everything in Free
Score breakdown
Working well / Fix first
Where your money goes
Action plan
Full report
Get Star
Galaxy
₹299₹99a month67% off

Decide what to do next.

Everything in Star
Investment allocation
Book Coach Sessions
Get Galaxy
UniverseMost chosen
₹499₹199a month60% off

Get ongoing guidance and build better financial habits.

Everything in Galaxy
Ai Lifestyle Check & Action Plan
Live Expert Chat
Unlimited Coach Sessions
Vault - Gift your family
Timelines & Reminders
Get Universe
Questions

Asked often

Yes, always. The score, the six-level ladder and your first plan step stay free. A paid plan opens the full report, the rest of the plan and the Vault.

All questions →

Never lose track of your financial life.

Sign up with your number or Google. Get your score in two minutes, then let Mr. Fino remember the rest.