Mr. Fino
Free assessment

Get your Financial Health Score.

A number out of 100, built from five weighted pillars — savings, debt, your emergency cushion, protection and investments. It takes about three minutes, including the one-time code we send to your phone, and it costs nothing.

Quick check

Three steps, then your number

We email you the report and create a free account so you can go deeper. You can change any answer later.

Step 1 · LifeStep 2 · MoneyStep 3 · About you

A bit about your life

yrs
Gender

Anyone who relies on your income.

What it reads

Nine numbers, all of them yours.

Every input is one you type. Nothing is inferred from a transaction history, which means the score is only as good as your answers — and also that it cannot be wrong about you in ways you cannot see.

What comes in and goes out
Monthly take-home, monthly spending, and total EMIs. Three numbers you already know to within a few thousand rupees.
What you could reach in a day
Cash in the bank, a liquid fund, a deposit you would break. This is your emergency cushion, and it is a pillar of its own.
What protects you
Term life cover and health cover, as the sum insured. Not the premium — the cover.
Who depends on you
It does not change your benchmark cover, but it changes which products are worth suggesting.
What it never asks for

Four things we do not want.

No bank login
There is no account aggregator, no statement upload and no screen-scraping. Nothing connects to your bank.
No card
The score and the first report are free, and there is nothing to cancel afterwards.
No documents
Nothing to find, scan or upload. Every answer is a number you can type from memory.
No credit-bureau pull
We do not query CIBIL or any bureau, so taking this cannot affect your credit file.

What you get back

Your score out of 100, the five pillars broken down so you can see which one is short, and a six-rung clearance ladder with exactly one rung open — so there is always one next thing rather than a list of twelve.

The method is published rather than proprietary. If you would rather read how the number is built before you give us any figures, the full methodology is here, and the FAQ covers what we can and cannot see.

Free Financial Health Score — no bank login · Mr. Fino