EssaysHonest money,
Honest money,
explained simply.
No jargon, no product pushing — just the arithmetic and habits behind a healthy household balance sheet.
Methodology22 Aug 2026 · 7 min
How the Mr. Fino score is calculated
The exact methodology behind the 0–100 Financial Health Score: four scored pillars (savings, debt, emergency cushion, insurance), two gauges, and the bands that decide your points.
Read the essaySavings22 Aug 2026 · 6 min
How much cash should an Indian household keep liquid?
A concrete emergency-fund target (six months of core expenses), where to park it, what counts as an emergency, and a build plan that survives real life.
Read the essayInsurance22 Aug 2026 · 6 min
Term cover: how much is enough — and how much is too much?
Why ~20× annual income is the right term-insurance benchmark for most Indian families, how to adjust it for loans and dependents, and the four mistakes to avoid.
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